• FEBRUARY 19, 2024

Financial Assistance For Birth Mothers in Maryland

When you think about giving your baby up for adoption, it’s normal to have many worrying questions about financial adoption support. Luckily, in Maryland, you don’t have to worry about the cost. Adopting families and agencies cover the pricier aspects of the adoption process, and there are many other resources available for your financial wellbeing.

Here, we’ll go over some ways to get financial support as a birth mother in Maryland.

Medical Financial Assistance

When you’re preparing to have a baby, the costs of doctor’s appointments and hospital stays can seem really overwhelming. Fortunately, an adoption agency such as A Baby Step Adoption can help provide you with solutions. For example, if you do not have or are not being covered for pregnancy expenses under insurance, an agency will help you get covered, and then make the most of that coverage to minimize expenses as much as possible.

One way of making sure you have the necessary insurance is by applying for Medicaid, which covers some of the necessary medical care during your pregnancy as well as a year after you’ve given birth. In order to qualify for Medicaid, you must provide valid identification as well as meet their income requirements. For example, if you live in a household of two people and the amount of money you made is under $4,340, you are able to get Medicaid. However, if you are a pregnant woman that lives alone, you automatically qualify for Medicaid under Maryland law. 

If you choose to go with A Baby Step, your case worker will help you understand and navigate financial assistance and get you set up with Medicaid. It is important for agencies like us to make sure that you are taken care of and feeling supported every step of the way, and we will make great efforts to ensure that happens!

Financial Support From Prospective Parents

Many of the loving, respectful prospective parents looking to adopt a child are eager to help you, as the birth mother, as much as they can. Under Maryland law, prospective parents are able to provide financial support for:

  • Legal, hospital, medical, and mental health fees
  • Transportation costs relating to the pregnancy, such as assistance getting to medical appointments
  • Reasonable expenses for clothes, food, and shelter

It is important to note that under no circumstances is it legal for prospective parents to offer the birth mother money in exchange for the baby, or to influence your decision regarding prospective parents in any way. 

Help With Pregnancy Costs

A healthy mom is the key to a healthy adoption. For costs that aren’t about health, adoption agencies are eager to help. If you need a place to stay, someone to talk to, or help with learning, you can ask A Baby Step Adoption. We’re here to help you make the best choices for you, your baby, and what’s ahead.

Resources For Financial Support

There are many nonprofit and charitable organizations dedicated to helping pregnant birth mothers with their adoption costs, including medicine, prenatal care, and resources for welfare care. Here are some of the organizations and services offered:

  • Children’s Health Insurance Program (CHIP): Offers health coverage for children, including checkups, immunizations, and hospital visits, for families who don’t qualify for Medicaid but can’t afford private insurance.
  • Drug Prescription Assistance Programs: Programs that provide free or low-cost medications to low-income individuals and families.
  • Free Medical/Dental Clinics: Free clinics for medical and dental care.
  • Government Benefit Programs: Website to find and apply for various government programs for financial aid and benefits.
  • Food Stamps and Other Nutrition Programs: Federal food stamp program and other nutrition aids like WIC, including eligibility and application details.
  • InsureKidsNow: Offers insurance benefits for children under 18 without coverage.

A Baby Step Adoption is here to help you find and use these programs, so you can stay healthy and get the care you need.

Financial Assistance From A Baby Step Adoption

When it comes to getting you the assistance you need, A Baby Step Adoption goes above and beyond to make sure your adoption is free of cost to you and as stress free as possible. We are able to cover transportation, housing, and also help you find in-network medical coverage. 

We’re here to support you even after your baby is born. We can connect you with counselors or help you find a new place to live. Our door is always open for birth mothers.

Remember, it’s not legal to be paid by somebody else to adopt your child, and you should avoid any agency that says otherwise. A good agency will help you in ways that ensure a healthy pregnancy and a smooth adoption.

That’s why we at A Baby Step Adoption assist with living and other non-medical costs. Our goal is to help birth mothers through the adoption process and get ready for what comes next. If you want to know more about the financial help we offer to birth mothers, feel free to text or call us at 610-906-8877.